I would like to state on record the invaluable contribution you have made in helping streamline my investments.With your help I now have clear target based investment portfolio and timelines on how to fulfill them.You have helped me steer away from bad investment decisions that would have compromised my entire portfolio in the long run.

Turning to you for investment guidance is perhaps one of the best investment decisions I have made in a long time and which will hopefully secure my hard earned income in times to come.

Thanks once again for all your support.

I was introduced to Kalpesh Asher over three years ago when my finances were in disarray and I needed expert help to streamline the same.

Kalpesh has effortlessly helped me crystallize my short, medium and long-term goals and tailor my investments to meet these goals, all the time ensuring to maximise the returns and making adequate provision for contingencies.Today I am happy to see my portfolio grow in line with the projections while at the same time having abundant liquidity to meet my living expenses and other commitments. I only have Kalpesh to thank for it.

I am very impressed by his customised, and yet flexible approach and completely transparent dealings. He is always ready to tweak the plan should changed circumstances so warrant.Kalpesh and his team are always easily approachable by email, phone, or WhatsApp, which is a great advantage when you are based out of a different country.Kalpesh is a person with very high ethical standards and an affable disposition. In a short time of 3 years, Kalpesh has gone from being a financial planner to a close friend for me.

All said and done, today, I rest easy knowing that my finances are in safe & trusted hands, and growing as per plan.

I am pleased to testify that my family and I have seen financial gains due to sound planning and advice received from Mr Kalpesh.

We understood how our money can grow by wise investments.

Our queries are answered whenever they are asked.Kalpesh is truly professional and maintains confidentiality.

A casual chat with a friend regarding finances made me realise that in-spite of having my finances in place I didn't really have a plan. My investments weren't balanced and were based on my limited knowledge of the financial tools in the market.

Seeing what Kalpesh had achieved with my friend's portfolio I decided to take the plunge in Aug '15 and in retrospect I am glad I did. Kalpesh helped introduce me to the world of financial planning and in particular tools like mutual funds. It was exactly what I was looking for but didn't have time for Kalpesh is easily and readily available via email and phone making it easy for me to coordinate things with him while being based out of Abu Dhabi. Personally, I feel really thankful to Kalpesh and his team for helping me with my retirement planning. Something that I knew I wanted to do but never knew how to and as Kalpesh says, "it is never too early to start planning for your retirement".

All in all I have had a fruitful association with Kalpesh and the Full Circle team and look forward to many more ticks on my financial goals' checklist

We have been associated with us for almost 5 years now.The most important thing he has done is help streamline our financial portfolio.He is brought a greater understanding of what needs to be done with the money coming in and help prioritize on what is important for us keeping in mind our specific requirements.He is brought a fresher perspective and has been a mentor and a friend.We are extremely pleased with his services and hope to continue our association for many years to come.